Every payment pays you back.
Confam is one app for all your money in Nigeria. Pay any shop, send money to anyone for free, and buy airtime, data, light and TV, all from one app. Get points worth real naira when you pay a shop, and your money is protected the whole way.
One app for all your money
Pay any shop, send money to anyone with no fee, and buy airtime, data, light and TV, all in one app. Your money moves the moment you tap send.
Buy airtime, data, light and TV
Top up airtime and data, and pay for light and TV, all in one app. No more jumping around.
Lose your phone, keep your money
Phone snatching and SIM swaps are real in Nigeria, so we made sure that losing your phone does not mean losing your money. Your money has its own PIN that is not saved on your phone, so a thief with your phone still cannot move it. Signing in on a new phone needs a face check first, so swapping your SIM gets nobody in. And if your phone is gone, open Confam on any other phone and freeze everything in one tap.
Get points back when you pay a shop
Every time you pay a shop or a bill, you get points worth real naira. 100 points is ₦1 you can spend like cash at any Confam shop. The shop still gets paid in full. No catch.
Buy and sell without fear
Paying someone you do not know? With Safe Pay we hold the money until you say you got what you paid for. If it goes wrong, you get your money back. We never spend your money, and your money is kept apart from ours.
For business: get paid with no wahala
Sell with Confam and the money is safely yours. Buyers pay by bank transfer, so no reversals and no chargeback stories. The points your customers earn paying you bring them back. You get a free QR till-card and a simple dashboard to see every sale and settle to your bank, and you can see what was really sold versus what reached your account. Free to start, you only pay a small fee when you actually get paid. Create a business account.
What is Confam?
One app for all your money. Pay any shop, send money to anyone for free, and buy airtime, data, light and TV. You get points worth real naira when you pay a shop, and your money is protected the whole way.
Is my money safe?
Yes. We never spend your money. On a Safe Pay deal we hold it and only send it to the seller when you say you got what you paid for. If it goes wrong, you get your money back.
What happens if I lose my phone?
Your money is safe. It has its own PIN that is not saved on your phone, so a thief with your phone still cannot pay or withdraw. Signing in on a new phone needs a face check first, so swapping your SIM gets nobody in. And if your phone is gone, open Confam on any other phone and freeze everything in one tap.
The free points sound too good. What is the catch?
No catch. Points are our way of saying thank you for paying with Confam, the same as a shop giving a regular customer a little extra.
What does it cost?
Free to join and free to use. Confam earns a small fee when you pay a shop, and that is what pays for the points and the protection.
When does it launch?
Soon. Join the waitlist at confamng.com and we will tell you the moment Confam opens near you.